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1. Introduction: The Script We Were All Given For decades, the "American Dream" has been sold as a single-track narrative: graduate high school, sign for a mountain of student debt, and obtain a four-year degree. But for many, this script has become a trap rather than a map. As the cost of traditional education skyrockets, the return on investment for many degrees has plummeted, leaving a generation over-leveraged and under-employed. We are at a breaking point that demands a